Financial Wellbeing Index 2025 highlights gender gaps in Cyprus

The Financial Wellbeing Institute presented early findings from the 2025 Financial Wellbeing Index at a recent event in Cyprus. The research, supported by Mastercard, underscores persistent gender disparities in financial stability and knowledge. Only four out of ten women in Cyprus can cover emergency expenses without borrowing, a rate significantly lower than that of men. Additionally, fewer than four out of ten women have the capacity to cover basic expenses for three months. Retirement planning shows the widest gap, with only one in four women making additional provisions for their post-work years. Approximately half of the women surveyed possess insufficient knowledge regarding investments, bonds, and risk management. Institute president Panayiotis Andreou stated that these issues represent structural public policy challenges rather than personal failures. Full results of the index are expected to be released next month.