Findings from the Financial Wellbeing Index 2025 reveal gender disparity in Cyprus

The Financial Wellbeing Institute, supported by Mastercard, presented preliminary findings from the Financial Wellbeing Index 2025 during a high-level event in Cyprus. Data indicate that only 4 out of 10 women possess emergency savings, and fewer than 4 out of 10 can cover essential expenses for three months. Furthermore, only 1 out of 4 women has initiated additional pension planning. The study also highlights a significant knowledge gap in investments, bonds, and risk management, affecting approximately half of the female population. Dr. Panayiotis X. Andreou, president of the institute, attributed these disparities to systemic issues such as access, information, and social norms rather than personal capability. Deputy Minister to the President, Irene Piki, announced three policy pillars, including early financial education and gender-sensitive policy design, to address these challenges. Full index results are scheduled for release next month.