Cyprus financial wellbeing index report for 2025

The Financial Wellbeing Institute released its 2025 index report, showing an increase to 54.6 points, up four points from 2024. The study, conducted by IMR and the University of Nicosia with Mastercard's support, found that 38.4 per cent of the population remains in the two lowest financial wellbeing categories. Specifically, 15.4 per cent are classified as financially vulnerable, while 23.0 per cent are struggling. On the positive end, 27.7 per cent are adequate, 20.8 per cent are secure, and 13.1 per cent are thriving. Despite the overall improvement across all 14 indicators, financial stress remains high, with 49.5 per cent of respondents citing money-related anxiety. Additionally, 45.1 per cent of the population reported difficulty in meeting financial obligations. Retirement planning was identified as a major concern, with nearly half of the respondents expressing uncertainty about their future. Panayiotis C. Andreou, president of the Institute, noted that while the progress is broad-based, many households remain under significant economic pressure.