Financial wellbeing in Cyprus sees moderate improvement in 2025

The Financial Wellbeing Index for Cyprus reached 54.6 points in 2025, marking an increase of approximately four points compared to 2024. The research was conducted by IMR / University of Nicosia and presented by Dr. Panayiotis C. Andreou, president of the Financial Wellbeing Institute, with support from Mastercard. The index, measured on a scale from 0 to 100, suggests a moderate level of financial wellbeing as all 14 metrics used in the study showed improvement. Despite the positive trend, 38.4% of the population remains in the two lowest wellbeing categories. The population is divided into five segments: 15.4% are 'Financially Vulnerable', 23.0% are 'Financially Struggling', 27.7% are 'Financially Adequate', 20.8% are 'Financially Secure', and 13.1% are 'Financially Thriving'. While the data reflects broad-based progress, the institute noted that a significant portion of the population continues to face financial challenges.