Cyprus credit sector loan portfolios remain steady as of June 2026

According to data from the Central Bank of Cyprus, the total contractual loan portfolio managed by Credit Servicers (CSs) and Credit Acquiring Companies (CACs) reached €19.276 billion by the end of June 2026. The sector reported a non-performing loan (NPL) ratio of 94.6%, maintaining a level virtually unchanged since March 2026. The net book value of these portfolios was recorded at €2.671 billion at the reference date.

The data encompasses 62,771 borrowers, with the majority being households (53,494), followed by 9,214 non-financial corporations and 63 other financial entities. The distribution of the loan portfolio consists of €9.345 billion for households, €9.205 billion for non-financial corporations, and €726 million for other financial companies.

Additionally, the volume of properties held by CACs showed a decline between March and June 2026, dropping from 8,014 units to 7,714 units. Consequently, the market value of these real estate assets decreased from €968 million to €918 million during the same period.